In the words of Sadhguru Jaggi Vasudev: What is Destiny? 
What you refer to as “destiny” are those situations which are going on without your permission; they seem to be unfolding themselves without your intent. I know you have been told that God is making your destiny and plotting your life for you, but I think you are adult enough these days. There is no such thing as destiny. Whatever you call destiny is something you have created unconsciously. You are doing more things unconsciously than consciously. I would say, for most average, educated, intelligent human beings, only about two percent of their life is conscious. They create an enormous amount of their life unconsciously, which leads them in so many directions. The whole effort of all spiritual processes is to see that you create your life consciously instead of blundering through it. Once you make that effort, you will see more and more of your life becomes self-determined, not pre-determined. If you have mastery over your physical body, 15 to 20% of your life and destiny will be in your hands. If you have mastery over your mind, 50 to 60% of your life and destiny will be in your hands. If you have mastery over your very life energy, 100% of your life and destiny will be in your hands – every moment of your life can become self-determined. — Words of Sadhguru
But I disagree with him or maybe I need a sitting with him. Alas wherever he comes he has very less time for all the audience to ask questions and I do not have time to go to him and wait to ask this. I differ with Sadhguru He says Destiny is fully created by our subconscious acts.
I say, Destiny has two parts. ONE —> is exactly what he says. I agree. Whatever happens or is happening to us is very much created by us alone and nobody else. Let us accept it. I have seen it with my life BUT Two –> There is another side of destiny. That which is not in our hands. Which house we are born in- Ambani’s or in a Poor villager’s house is not in our hands. When we die or how we die is not in our hands.   This is the 2nd type of Destiny- call it Destiny or whatever.